1. Settings

Click the ⚙ Settings button at the top left to open the settings panel. It has four tabs across the top.

• Portfolio — Enter your actual holdings and cash (see 6. Managing Your Portfolio for details)
• Watchlist — Register your holdings and watchlist, separated into Growth · Earnings · Dividend stocks. You must add stocks before you can analyze and manage them.
• Market Indicators — Manage the index · FX · commodity symbols shown at the top of the dashboard
• General — Skin (Midnight · Light · ValueTree), language (한국어 · English), account and subscription management

When you're done, click Save & Close or 💾 Save. If you changed something by mistake, use ↺ Load to restore the saved state.

2. Expect Tab

An area for advanced users. You can forecast this year's earnings yourself and even calculate a fair value.

Based on the Financials and Quarterly (Q(yoy)) tabs, it automatically shows this year's projected quarterly earnings. When a quarter's earnings are announced, that quarter automatically switches to the confirmed figure. The auto-estimates are rough numbers derived from past CAGR, so to calculate a fair value you must replace them with your own estimates.

Using the basic formula Fair Value = 6-month forward EPS × fair PER, you can work out a fair value. Since every input is an estimate, there is no single correct answer; depending on market conditions and interest rates, you also need to enter an adjustment (premium or handicap). Calculating a fair value is therefore harder than the simple formula suggests — it rests entirely on your own judgment, and the outcome is your responsibility.

📊 My Prediction Scorecard — It doesn't end with entering estimates. It records your forecasts as a tangible result and keeps tracking them over time. The scorecard is kept per stock, and by comparing against other users' results for the same stock it even shows your predictive-skill ranking, letting you objectively gauge your earnings-forecasting ability.

3. Check Tab

A tab for managing your own monitoring checklist for each stock.

• Enlarge — If the tab is too narrow to read, press the expand (⤢) button in the Growth · Earnings · Dividend areas to toggle enlarge/shrink.
• Add / delete items — Press "＋ Add item" at the bottom of the table, enter an item name, then choose either check type (manual check) or number type (numeric input). To delete an item, press the x on the far right.
• Auto-type input — Values are filled in automatically when that quarter's earnings are announced. If they aren't, you can reload them with the update button or edit them manually.
• Check-type input — Each click on a cell cycles blank → ✓ met → ✗ missed → △ caution.
• Number-type input — Clicking a cell opens a small window to enter a value and status (met · caution · missed).
• Reorder — Drag the ⠿ handle on the left of an item to change its order.
• Open monthly data — Click the arrow (▸) before a quarter column header to open that quarter's monthly data area. Click again to collapse.
• All changes are saved automatically (an "Auto-saved" indicator appears). If saving fails, click the indicator to retry.
• After running a financial analysis in the AI tab, press "📋 Extract checklist" to fill items automatically. If you analyze the same stock several times and extracted items overlap, it asks whether to add only the non-duplicate items.

4. Note Tab

A space to freely leave your own memos for each stock. Record your buy rationale, target price, risks, and more.

• ☁ Save to server — Saves your note to the cloud.
• ⬇ Load from server — Reloads your saved note.
• ↓ Export to file — Saves the note as a file.

When you start an analysis in the AI tab, check "Include Note tab content" to feed what you've written here into the AI analysis.

5. AI Tab

You can request an analysis from the AI in the ✦ tab of the stock detail view.

• 🏢 Business analysis — Analyzes the business model and revenue.
• 📊 Financial analysis — Analyzes based on data from the Statistics · Financials · Q(yoy) tabs. If there's extra information worth considering, you can note it in the Note tab and request it together.

Choose a model (Sonnet 4.6 or Grok 4.5) and send to get a response. The buttons below the response let you copy, print, or open it in a new window (to view it larger). Financial analysis results also show a "📋 Extract checklist" button; extracting it reflects the checklist into the Check tab automatically. To analyze again, press "↻ New analysis" to clear the existing analysis and start over.

Model selection tip — Sonnet 4.6 writes research reports based on detailed data collection, while Grok 4.5 reasons over information and reports a concise summary. Use Sonnet 4.6 for detailed research on a company; if you have a lot of information beyond what's public, record it in the Note and then ask Grok 4.5 for a comprehensive analysis.

Analysis results are saved automatically per stock, so previous conversations remain even if you reopen them later. Monthly AI usage is limited by plan (Free 3 · Pro 30 · Heavy 100); a message is shown when you exceed it.

6. Managing Your Portfolio

In Settings → Portfolio, enter your holdings and cash, and your portfolio status appears in the dashboard sidebar.

• Add a stock — Search by ticker or name → category (📈 Growth · 💰 Earnings · 💵 Dividend · ⬜ Other) → currency (USD/KRW) → enter quantity → "+ Add"
• Add cash — Enter the amount and currency in "Cash holdings".
• You can enter your portfolio freely, or manage it through rebalancing by setting target weights across low-correlation categories.
• The target weights are Growth : Earnings : Dividend : Cash = 30 : 30 : 30 : 10, and when the actual weight drifts beyond the set tolerance, a ⚠ mark tells you rebalancing is needed. You can adjust the tolerance under "weight deviation tolerance" in Settings → Portfolio.
• Once you build a portfolio and set a return calculation base date, total value, a return chart (with benchmark comparison), and period returns (3M · 6M · 1Y · YTD · since base date · CAGR) are calculated automatically, and you can view category weights as donut and bar charts.